Rotchford & Associates
A STRANGE CASE FOR HAVING NO NEST EGG IN RETIREMENT
WHY EVERYTHING YOU’RE TOLD ABOUT PLANNING RETIREMENT GOALS IS WRONG: A STRANGE CASE FOR HAVING NO NEST EGG I know that sounds like a...
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Rotchford & Associates
- Apr 13, 2021
- 11 min
DOES YOUR ADVISOR HATE ANNUITIES? IF SO, YOU MAY NOT BE GETTING THE WHOLE STORY...
Before we get started, I want to state that I am a professional licensed to sell both securities and annuities. This article is for...
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Rotchford & Associates
- Sep 21, 2020
- 4 min
RISK TOLERANCE: ARE YOU LYING TO YOURSELF ABOUT YOURS?
When you think about your own risk tolerance and if you say on a scale of one to ten, I’m a ten! Is that only when your 401(K) is going...
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Rotchford & Associates
- Aug 13, 2020
- 2 min
CORPORATE GREED ISN’T JUST GOOD, IT’S THE LAW!
In 1987, Oliver Stone’s hit Wall Street debuted and its popularity swept the nation by storm. The Oscar winning blockbuster shined a...
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Rotchford & Associates
- Aug 3, 2020
- 3 min
BUDGETING WHEN YOU MAKE TOO MUCH MONEY TO HAVE TO BUDGET…
Budgeting is a simple concept. Know how much you have coming in, compare it to what you have going out, and budget to make sure the...
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Rotchford & Associates
- Jul 27, 2020
- 2 min
DID YOU KNOW STOCK BUYBACKS USED TO BE ILLEGAL BECAUSE THEY WERE CONSIDERED STOCK MANIPULATION?
Here is a throwback to something we wrote on March 18th of 2020, but not much has changed since then aside from a market recovery I can’t...
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Rotchford & Associates
- Jul 20, 2020
- 2 min
WHAT TYPE OF LIFE INSURANCE IS BEST FOR YOU?
Life insurance can be complicated and overwhelming. Here is a short list of the different types and the kind of person they may be right...
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Rotchford & Associates
- Jul 13, 2020
- 3 min
WHAT TO DO IF YOUR COMPANY STOPS MATCHING YOUR 401(K) CONTRIBUTIONS?
The chances are small that it will happen to you, but it is happening so let’s explore this “what if”. This has happened in the past and...
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Rotchford & Associates
- Jul 4, 2020
- 3 min
WHAT TO DO WHEN YOU WANT YOUR WISHES ADHERED TO, BUT DON’T WANT TO PAY AN ATTORNEY FOR A TRUST?
Here is a short to-do list that can be taken care of before forking over all your money to an attorney. That said, in the long run you'll...
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Rotchford & Associates
- Jul 4, 2020
- 2 min
HOW MIDDLE CLASS FAMILIES CAN LEGACY PLAN LIKE THEY ARE WEALTHY FAMILIES!
How happy would you be if you knew you had a large inheritance coming your way? If you answered pretty frickin' ecstatic, like most...
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Rotchford & Associates
- Jul 3, 2020
- 2 min
IS YOUR 401K AN INVESTMENT?
Let’s talk about everyone’s favorite subject…. retirement tax codes! Fine, no one ever wants to talk about tax codes, but there are some...
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